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The Fact
People who are logical thinkers observe and analyze phenomena, reactions and feedback. They then draw conclusions based on that input and can justify their strategies, actions and decisions based on the facts that they gathered.
What's the difference between a deposit and a bank credit? For example, deposit - it is when you have a money, but you are living as you don't have it. A credit - it's when you don't have a money, but you are living as you have it.