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The Fact
'Critical thinking is a desire to seek, patience to doubt, fondness to meditate, slowness to assert, readiness to consider, carefulness to dispose and set in order; and hatred for every kind of imposture.' — Francis Bacon (1605)
The man reads mortgage contract at the bank. Staff guy asks him: Well did you learned it? Confused with something? The man: yes, here's 1199 section, 23 article: "To put bank's stamp on debtor's forehead..."