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The Fact
If you’re wondering what the traits are of highly intelligent people, recent psychological research has found that intelligence depends on being able to change your own behavior in order to cope with your environment, or make changes to the environment you're in.
The man reads mortgage contract at the bank. Staff guy asks him: Well did you learned it? Confused with something? The man: yes, here's 1199 section, 23 article: "To put bank's stamp on debtor's forehead..."