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The Fact
Memories are not localized to specific regions of the brain, but rather they span across many different areas. They are like a mosaic of various bits and pieces that are produced by different parts of the brain simultaneously.
What's the difference between a deposit and a bank credit? For example, deposit - it is when you have a money, but you are living as you don't have it. A credit - it's when you don't have a money, but you are living as you have it.