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Now for the last two, we’ve made things a bit trickier. You’ll have to pick the word with the right amount of letters that relates to the definition. “A thin whitish coating consisting of minute fungal hyphae, growing on plants or damp organic material such as paper.”

The Fact

Submontane - passing under or through mountains or situated on the lower slopes of a mountain range.

The man reads mortgage contract at the bank. Staff guy asks him: Well did you learned it? Confused with something? The man: yes, here's 1199 section, 23 article: "To put bank's stamp on debtor's forehead..."