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The Fact
J.R.R. Tolkien was once in a book reading club with C.S. Lewis. The group would review one another’s work and on reading Lewis’ “The Chronicles of Narnia: The Lion the Witch and the Wardrobe” Tolkien reportedly deemed it unreadable and told Lewis to shelve it.
It's funny paradox: you couldn't earn all the money but you can spend it all! Take a credit, to develop yourself.