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The Fact
Have you ever wondered why you don’t fall out of a roller coaster during the loops? It’s not because of the straps/seatbelts. This is a result of your inertia resisting the acceleration and anchoring you to the seat.
To save money, especially in the banks or a different financial organizations in our time - this is a compromise. You just like grab a little of your today, something that, matters, to improve your tomorrow.